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How Long Does it Take to File an 18 Wheeler Claim? If someone is injured in a crash caused by an 18 wheeler, the case may take longer to resolve than a typical car accident claim. The majority of truck accidents are followed by serious injuries. There are many variables that influence the time it takes to come to an agreement. Here are 18 wheeler accident law firm providence of the most important factors. Insurance claims Like every other vehicle on the road, 18-wheeler trucks must have at least a certain amount of insurance. This is a good reason; collisions with big trucks can result in more serious damage to property and injuries than a typical car accident. In reality, these accidents often result in death and a number of catastrophic injuries. Because of this, it is important that victims of these accidents make a claim for the compensation they are entitled to. While insurance for 18 wheelers is a must, it can be hard to find policies that can meet all your requirements. Depending on the type of cargo your trucks transport, you may need additional kinds of insurance. For instance, hazmat-related carriers may require as much as $5 million in liability insurance. Towing insurance as well as trailer exchange insurance and cargo coverage are all possible policies. A knowledgeable attorney can also assist you in determining what type of insurance is required by your business. He or she will help you negotiate with the insurance companies to ensure that your claim is properly resolved. In some cases insurance companies may attempt to limit their liability by using the term “comparative fault. This can severely devalue your claim. A lawyer can help argue against these claims to ensure that you receive the maximum compensation that you deserve. A knowledgeable lawyer will ensure that you receive the cash needed to recuperate regardless of the manner in which you were injured in the accident. Settlements In many instances, the victim of a truck crash will receive a settlement offer before filing an action. The insurance company for the trucking company or legal team will make this offer, which is often significantly less than what the victim's right to. The victim should not accept this offer without discussing it with an attorney for personal injuries first. The amount of a settlement will depend on several factors that include the severity of injuries, property damage and medical costs. Additionally, non-economic damages can be a factor, particularly when the accident has left you emotionally and physically distressed. However these losses are difficult to quantify and require expert analysis. The final compensation amount will also be affected by the decision on liability. If you can prove the responsible party broke traffic laws or was negligent or caused the accident due to another act of wrongdoing they will be accountable for your damages. There are also other legal defenses that could limit their liability. They include contributory and comparative fault. The owner of the trucking company may also be held accountable for the accident. This is the case if a driver operated the truck in a hazardous condition, or if a company failed to maintain the vehicle. Furthermore, if the cargo was improperly loaded or a component of the truck was not working properly, the shipping and cargo loading company could be held accountable. Filing a lawsuit You may be forced to file a suit in the event that the insurance company does not offer an acceptable settlement. This could delay the time to a resolution however, it could also result in a larger amount of damages. A lawyer for truck accidents is the best option whether you decide to settle or go to court. The insurance companies involved in this situation are likely to try and lowball you therefore you'll require someone who will protect your rights. A Lafayette truck accident lawyer will analyze your accident and determine the worth of damages in order to ensure you get the most compensation. In the majority of 18-wheeler accidents there are a variety of parties liable. If the driver of the truck was under the influence of alcohol or if he violated the hours of service regulations and his or her employer could be held accountable. In addition, the maker of a vehicle part or repair shop may be held responsible for a malfunctioning part that caused the accident. Furthermore, cargo loading and shipping companies can be held responsible for accidents that affect their trucks. This is because these trucks have to be loaded and transported in a secure manner to prevent them from tipping over or striking jackknifing. This means that these companies must follow strict safety rules. The law also allows you to claim non-economic damages, such as pain and suffering. Trial Negotiations with insurance companies are typically used to settle most truck accident cases. A fair settlement should include all of your medical costs, treatment costs and any other losses you are facing or are likely to incur. Your lawyer can assist you determine the potential future damages and also determine if punitive damages are applicable. The amount of time needed to obtain a fair and final settlement depends on various factors, and an experienced attorney can help you through the process. The most important thing to consider is the extent of your injuries, which will affect the amount of compensation that you are entitled to. Some injuries will only affect you for only a few weeks or even months while others could have a a longer or permanent impact on your life. In 18-wheeler accidents, it can take some time to determine who is to blame. This is because there may be multiple parties at fault, including the driver of the truck and the company that employs them. In some cases there could be mechanical problems with the vehicle that could cause a crash. In which case it might be necessary to hold the manufacturer or repair shop accountable for the damages you suffer. There are a myriad of factors that affect the amount of a settlement for an 18 wheeler accident however, in general these cases tend to have higher settlements than those that involve automobiles. This is because of the nature of injuries and the damages caused by these accidents, which can often be devastating.